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After 20 years of supporting her family by training and racing horses, Pat Smith was stricken with spinal meningitis.

As a single mother, Olga Estrada dedicated her entire life to raising her son and daughter. She was born in Nicaragua and joined her family in the San Jose area of California more than 20 years ago to build a better life for her children.

Dena Jo Squyres, like a typical 16 year-old girl, enjoys hanging out with her friends, shopping and playing softball.

Dennis Matthews’ life is unrecognizable since he enrolled in the IDA program. In 1999, Dennis was $10,000 in debt, had lost his job and had taken a new job with a 45% salary reduction

Describing her life in Honduras, Cesilia Bueso explains, “We lived in the kind of extreme poverty that you just can’t imagine in this country.”

Ira and Hazel Cheatham purchased their Portland, Oregon home in 1983.

Laura Burke, a 43-year-old grandmother, was able to use an Indiana Individual Development Account (IDA) savings program, Financial Foundations, to get a degree and start her own business.

Louisa was unfamiliar with and a little skeptical about manufactured homes

Louisiana Department of Social Services - Asset Building Policies

Michelle Simmons is a single mother of two children who set a goal of buying a home.

“For too long, people with disabilities have been relegated to the margins of society,” exclaimed Megan O’Neil, Access to Assets Project Coordinator at the World Institute on Disability (WID).

“I feel so much better about my kids’ chances in life. I’m better able to provide what they need to thrive” says Erica, a single mother who lives in Boston with her two sons.

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