Mar 31, 2017
Once again, we hear rumblings that housing finance reform, the wind-down of Fannie Mae and Freddie Mac, and the retooling of the mortgage marketplace are coming.
Jan 24, 2017
Four days into having total control of the federal government, Republicans have moved quickly to make it more expensive for Americans to purchase their first home as well as harder to ensure that federal funds are not being used to perpetuate housing segregation.
Jan 12, 2017
It isn’t an exaggeration to suggest that Dr. Ben Carson, Sen. Jeff Sessions (R-Ala.) and Steve Mnuchin could soon collectively determine the future of homeownership in America.
Oct 14, 2016
Since before the housing crisis, and certainly in the years since, we have known what tools work: good preparation, good underwriting, good servicing and good local laws.
Aug 18, 2016
It’s been eight years since the 2008 economic crisis and homeownership is at an all-time low.
Jun 30, 2016
As the nation wraps up National Homeownership Month 2016, the Department of Justice wrapped up its long-standing investigations into Angelo Mozilo, the one-time CEO of Countrywide, which once reigned as the top mortgage lender in the United States.
Jun 29, 2016
Even though it seems less likely that Congress might pass bipartisan criminal justice reform, the need to confront the injustices built in to the system are no less urgent.
May 10, 2016
“This program not only ends homelessness for our families but it actually helps them move out of poverty. This changes the future for the children and affords them a real chance at a healthy future, which in turn changes the future for our entire community.”
Feb 18, 2016
The data show that today’s economic climate offers little hope to many struggling families.
Jan 20, 2016
An investigative report by the Seattle Times and BuzzFeed News found that minorities received less favorable loans terms from the manufactured home giant than they do from other lenders and faced deceptive and abusive collection practices.
Dec 22, 2015
The proposed regulation is a positive step toward making affordable homeownership a reality for more Americans.
Dec 15, 2015
To these men and women denied housing for arrests, convictions or criminal records, the nation’s “housing of last resort” is as exclusive as an all-inclusive Caribbean honeymooners’ paradise.
Nov 12, 2015
In October, one message became clear: manufactured housing is already a critical part of the nation’s affordable housing solution.
Nov 2, 2015
We know that the era of a robust federal role in affordable housing is over, at least in the near term. This has made the affordable housing crisis not only worse, but has left us with fewer tools to address it. We need to know what’s in the preservation toolbox.
Sep 9, 2015
Communities, neighbors and local leaders need to see that a home, a solid addition to a block, is one that allows a family to be part of that community, regardless of the price, construction process, or foundation.
Jul 31, 2015
Opportunities abound to create better mortgage products, wider acceptance of manufactured homes, more affordable housing and, yes, more unit sales. But these opportunities can’t be seized without genuine, thoughtful collaboration between nonprofit and for-profit organizations.
Jul 20, 2015
Congress should let the CFPB continue protecting new homebuyers from predatory lenders.
Apr 24, 2015
The article underscores why Congress and this Administration must hold fast on manufactured housing finance reform
Mar 2, 2015
Policymakers and advocates need to focus on the basics.
Oct 20, 2014
Last week, the Consumer Financial Protection Bureau released an important study called “Manufactured-Housing Consumer Finance in the United States.”
Jun 19, 2014
We know that new manufactured homes cost half of what site-built homes cost. We also know that manufactured home mortgages can perform well
May 19, 2014
The recent announcement by Freddie Mac that it will purchase and securitize loans to manufactured housing communities was framed by the mortgage giant to further an “affordable housing option for many low-income individuals.”
Apr 17, 2014
Later this month, as every reader no doubt knows, the Senate Banking committee will mark up the bipartisan housing finance reform bill put forward by Chairman Tim Johnson and Ranking Member Michael Crapo.
Mar 21, 2014
As Americans plan for their future, much of their potential may very well depend on their past.
Mar 20, 2014
The “Preserving Access to Manufactured Housing Act” (H.R. 1779 and S. 1828) has been on CFED’s radar since it was first introduced in the 112th Congress
Feb 20, 2014
In the debate on the future of housing, one thing is clear: it’s on the nation’s agenda. In some circles, manufactured housing is, too.
Jun 25, 2013
The current state of the housing market calls for revisiting an alternative option: manufactured housing.
Apr 16, 2013
A look at our affordable housing work as we mark the 45th anniversary of the Fair Housing Act