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Doug Ryan, Director of Affordable Homeownership

Areas of Expertise: Affordable Housing and Homeownership, Manufactured Housing

Doug Ryan is CFED’s Director of Affordable Homeownership. In this role, he leads CFED’s homeownership efforts, including the Innovations in Manufactured Housing (I’M HOME) initiative.

Doug has spent his entire career in the affordable housing field, with more than twenty years’ experience working in federal and local housing programs. Prior to joining CFED, Doug served as Assistant Director of Federal Programs at the Housing Opportunities Commission of Montgomery County, Maryland, a multifaceted housing provider, developer and lender. Earlier in his career, he worked as a legislative assistant in the U.S. Senate and as a program analyst with the Federal Housing Finance Board, working to expand the lending programs of the Federal Home Loan Banks, including loans for manufactured housing. He also was project manager for the Housing Development Institute, the housing development arm of Catholic Charities of the Archdiocese of New York. Doug holds a B.A. from Fordham University and an M.P.A. from New York University.

Doug served for five years on the Montgomery County Commission on Human Rights and currently on the board of Places for People, a Montgomery County housing provider for formerly homeless persons with mental health issues. He is an adjunct instructor at American University’s School of Public Affairs.

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Most Recent Blog Posts

Mar 31, 2017

Homeownership Equity Depends on Racially Equitable Policy

Once again, we hear rumblings that housing finance reform, the wind-down of Fannie Mae and Freddie Mac, and the retooling of the mortgage marketplace are coming.

Jan 24, 2017

President Trump and Congressional Republicans Have Already Begun to Reduce Americans' Housing Choices

Four days into having total control of the federal government, Republicans have moved quickly to make it more expensive for Americans to purchase their first home as well as harder to ensure that federal funds are not being used to perpetuate housing segregation.

Jan 12, 2017

Three Cabinet Nominees Have a Chance to Show Their Commitment to Fair Housing. Will They?

It isn’t an exaggeration to suggest that Dr. Ben Carson, Sen. Jeff Sessions (R-Ala.) and Steve Mnuchin could soon collectively determine the future of homeownership in America.

Oct 14, 2016

Solving the Homeownership Crisis Requires Far More than Affordability

Since before the housing crisis, and certainly in the years since, we have known what tools work: good preparation, good underwriting, good servicing and good local laws.

Aug 18, 2016

With Homeownership at an All-Time Low, Why Is the Federal Government Tying its Own Hands?

It’s been eight years since the 2008 economic crisis and homeownership is at an all-time low.

Jun 30, 2016

When it Comes to Inclusive Homeownership, Our Work is Just Getting Started

As the nation wraps up National Homeownership Month 2016, the Department of Justice wrapped up its long-standing investigations into Angelo Mozilo, the one-time CEO of Countrywide, which once reigned as the top mortgage lender in the United States.

Jun 29, 2016

To Reduce Recidivism Rates, Turn to Housing Policy

Even though it seems less likely that Congress might pass bipartisan criminal justice reform, the need to confront the injustices built in to the system are no less urgent.

May 10, 2016

From Homelessness to Homeownership in Nine Months. It’s Possible

“This program not only ends homelessness for our families but it actually helps them move out of poverty. This changes the future for the children and affords them a real chance at a healthy future, which in turn changes the future for our entire community.”

Feb 18, 2016

Scoring Homeownership: Looking at the Long Game

The data show that today’s economic climate offers little hope to many struggling families.

Jan 20, 2016

CFED Calls for Federal Investigation of Clayton Homes' Lending Practices

An investigative report by the Seattle Times and BuzzFeed News found that minorities received less favorable loans terms from the manufactured home giant than they do from other lenders and faced deceptive and abusive collection practices.

Dec 22, 2015

Proposed Rule Could Make Affordable Homeownership a Reality for More Americans

The proposed regulation is a positive step toward making affordable homeownership a reality for more Americans.

Dec 15, 2015

Looking for Solid Returns? Invest in Criminal Justice Reform

To these men and women denied housing for arrests, convictions or criminal records, the nation’s “housing of last resort” is as exclusive as an all-inclusive Caribbean honeymooners’ paradise.

Nov 12, 2015

Opportunities Abound for Manufactured Housing

In October, one message became clear: manufactured housing is already a critical part of the nation’s affordable housing solution.

Nov 2, 2015

We Can't Keep Ignoring Manufactured Housing Preservation

We know that the era of a robust federal role in affordable housing is over, at least in the near term. This has made the affordable housing crisis not only worse, but has left us with fewer tools to address it. We need to know what’s in the preservation toolbox.

Sep 9, 2015

Better Loans, Better Laws: Showing Communities What “Home” Looks Like

Communities, neighbors and local leaders need to see that a home, a solid addition to a block, is one that allows a family to be part of that community, regardless of the price, construction process, or foundation.

Jul 31, 2015

Industry and Advocates: To Truly Help Homeowners, Work Together

Opportunities abound to create better mortgage products, wider acceptance of manufactured homes, more affordable housing and, yes, more unit sales. But these opportunities can’t be seized without genuine, thoughtful collaboration between nonprofit and for-profit organizations.

Jul 20, 2015

Congress Should Maintain Protections for Low-Wage Homebuyers

Congress should let the CFPB continue protecting new homebuyers from predatory lenders.

Apr 24, 2015

Article Reveals Manufactured Housing Industry’s Greed

The article underscores why Congress and this Administration must hold fast on manufactured housing finance reform

Mar 2, 2015

New Report Dampens Outlook for Would-Be Homebuyers

Policymakers and advocates need to focus on the basics.

Oct 20, 2014

Manufactured Housing as a Bridge Over the Affordability Gap

Last week, the Consumer Financial Protection Bureau released an important study called “Manufactured-Housing Consumer Finance in the United States.”

Jun 19, 2014

Why Don't States Do More to Promote Affordable Housing?

We know that new manufactured homes cost half of what site-built homes cost. We also know that manufactured home mortgages can perform well

May 19, 2014

Freddie Mac Should Maintain its Commitment to Supporting Affordable Housing

The recent announcement by Freddie Mac that it will purchase and securitize loans to manufactured housing communities was framed by the mortgage giant to further an “affordable housing option for many low-income individuals.”

Apr 17, 2014

Housing Finance Reform Doesn’t Need to Start with Congress

Later this month, as every reader no doubt knows, the Senate Banking committee will mark up the bipartisan housing finance reform bill put forward by Chairman Tim Johnson and Ranking Member Michael Crapo.

Mar 21, 2014

The Power of Rent Reporting

As Americans plan for their future, much of their potential may very well depend on their past.

Mar 20, 2014

Don’t Be Fooled, This Bill Would Actually Harm Manufactured Home Buyers

The “Preserving Access to Manufactured Housing Act” (H.R. 1779 and S. 1828) has been on CFED’s radar since it was first introduced in the 112th Congress

Feb 20, 2014

The Affordable Housing Future Must Include Manufactured Housing

In the debate on the future of housing, one thing is clear: it’s on the nation’s agenda. In some circles, manufactured housing is, too.

Jun 25, 2013

Manufactured Housing Deserves a Second Look

The current state of the housing market calls for revisiting an alternative option: manufactured housing.

Apr 16, 2013

April is Fair Housing Month

A look at our affordable housing work as we mark the 45th anniversary of the Fair Housing Act

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