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Ethan Geiling, Program Manager, Policy & Research

Areas of Expertise: State Policy, Local Policy, Savings & Financial Security, Assets & Opportunity Scorecard

Ethan Geiling is a Program Manager for Policy & Research at CFED, where he advances strategies to increase the financial security of low-income families and communities in the United States. Mr. Geiling specializes in programs and policies designed to enhance savings and asset building opportunities.

Through CFED’s Assets & Opportunity Initiative, Mr. Geiling contributes to the development and dissemination of policies that expand economic opportunity at the state and local level. As a member of the Applied Research team, he researches and designs solutions that promote access to safe and affordable financial services for unbanked and underbanked consumers.

Prior to joining CFED, he held positions at the Center for Financial Services Innovation and Self-Help Federal Credit Union. Mr. Geiling holds a B.A. in Economics from Northwestern University.

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Most Recent Blog Posts

Apr 26, 2013

Hawaii Becomes the Seventh State to Eliminate TANF Asset Test

Last week, Hawai`i Governor Abercrombie signed HB 868 into law, eliminating the asset test in the state’s Temporary Assistance for Needy Families (TANF) program, making Hawai`i the seventh state to do so.

Apr 25, 2013

CFPB Releases New Payday Research

Yesterday, the Consumer Financial Protection Bureau released a new white paper examining payday and deposit advance loans.

Mar 12, 2013

2013 Action to Eliminate Asset Limits

Many public benefit programs— like cash welfare, Medicaid and food assistance—limit eligibility

Mar 8, 2013

Nevada Announces Groundbreaking New Children’s Savings Initiative

Last week, Nevada State Treasurer Kate Marshall announced a new initiative to open a college savings account for every incoming kindergartener

Jan 31, 2013

Recording of 2013 Scorecard Release Webinar

In case you missed the national release webinar, the recording and powerpoint are available online.

Nov 6, 2012

Asset Building Panels at APPAM Research Conference

This week, the The Association of Public Policy Analysis and Management (APPAM) 2012 Fall Research Conference will again include a number of panels and papers that highlight new asset-based research that directly inform policy and practice.

Oct 18, 2012

Webinar on Latest Policy Developments

Resources from the national webinar on recent policy progress and election predictions for 2013

Oct 16, 2012

New Scorecard Data on the Strength of State Policies

This morning, CFED released new data on the strength of state policies that help families create financial security and opportunity.

Oct 8, 2012

Resources from the BETA Project Q&A Webinar

The powerpoint and recording from Thursday's Behavioral Economics Q&A Webinar are now available to download.

Oct 2, 2012

Eliminating Asset Tests Session at ALC 2012

Of the 65 Concurrent Sessions at the ALC, one of the ones I was most looking forward to

Sep 13, 2012

First Look: FDIC Releases New Unbanked Data

The number of unbanked and underbanked Americans has grown slightly since 2009, according to new data released by the FDIC yesterday.

Jul 27, 2012

New Research Dispelling Payday Lending Myths

New research helps dispel some of the myths that the payday loan industry has tried to push over the years.

Jul 10, 2012

From Rags to Tatters: The State of the American Dream

The vast majority of Americans make more than their parents, but that doesn’t mean they’re climbing the economic ladder.

Jun 26, 2012

Declining Household Wealth and What We Can Do About It

New data from the Federal Reserve’s triennial Survey of Consumer Finances show that household income and wealth significantly dropped from 2007 to 2010.

May 16, 2012

Curbing Predatory Lending: State & Local Legislative Updates

In 2012, a number of cities and states are considering policies to curb predatory small dollar lending, and in particular, payday lending.

May 4, 2012

New Scorecard Data Show that Household Net Worth is on the Decline

One of the big takeaways from the recently-released 2012 Assets & Opportunity Scorecard is that no matter how you measure it, financial insecurity in the U.S. is on the rise.

Apr 24, 2012

Teach Children to Save Day 2012

Teaching children the fundamentals of savings and financial education early in life means

Apr 6, 2012

CFED Presenting at Grassroots & Groundwork Conference

CFED, in partnership with Rural Dynamics Inc. and Lakota Funds, will be presenting at the fifth national Grassroots & Groundwork conference, from June 6-8 in Prior Lake, Minnesota.

Apr 4, 2012

Is Financial Education in Schools on the Decline?

New data from the Council for Economic Education shows that school-based financial education has plateaued and may even be on the decline.

Mar 15, 2012

Recent State Policy Action

There has been a lot of state policy action across the country

Mar 14, 2012

A&O Member David Rothstein Testifying about Prepaid Cards Today

Today, David Rothstein from Policy Matters Ohio is testifying to the Senate Banking Committee in a hearing entitled “Examining Issues in the Prepaid Card Market.”

Feb 14, 2012

Narrated PowerPoints about A&O Scorecard

Watch two short narrated presentations about the Scorecard - including key data findings and the strength of states' policies.

Jan 20, 2012

Predictions for the Next Celebrity-Endorsed Prepaid Cards

Suze Orman, the financial advice guru, has been in the news recently for offering a branded prepaid card.

Jan 12, 2012

An Overview of Asset-Building Research

CFED’s Policy & Research team created a short fact sheet that provides an overview of research on assets and their effect on financial stability and economic opportunity.

Jan 11, 2012

The Biggest State Policy Changes of 2011

2011 was an eventful state policy year, to say the least! Below are highlights of some of the most significant state policy changes of 2011.

Dec 24, 2011

CFED Unveils North Pole Unbanked Rate

When people picture the North Pole, they think about elves, Santa Claus, reindeer and toy workshops.

Dec 14, 2011

The Most Unbanked Places in America

Where are the all-time most unbanked places in America? New data is available for every census tract, city/place and county in the country.

Dec 6, 2011

Resources from Webinar on Northern Plains

On December 6, CFED and the Northern Plains Initiative held a webinar on the strength of state policies

Nov 21, 2011

Webinar recording and resources available online

On November 17, about 200 advocates, service providers, funders, financial institutions, academics and government agencies across the country joined us for a webinar on the new

Nov 18, 2011

Let's Talk Tax Policy

A lot has happened with state Earned Income Tax Credits (EITC) over the past year. These policy changes were captured in our newly released Scorecard Resource Guide on Tax Credits for Working Families.

Nov 15, 2011

Takeaways from the Equity Summit

Last week, PolicyLink held its fourth national Equity Summit in Detroit, bringing

Nov 10, 2011

Recap: Big Ideas for Job Creation

A few days ago, the two of us attended a forum in Washington titled “Big Ideas for Job Creation.”

Nov 8, 2011

Taking a Look at the New Poverty Data

The Census Bureau released its much-anticipated supplemental poverty measure. The goal of this new measure is to provide a more accurate picture of poverty in the United States.

Nov 2, 2011

New Data on the Strength of State Policies

Last week we released new data on the strength of state policies that help families build and

Oct 27, 2011

Pew Releases New Research on the Unbanked and Underbanked

The Pew Health Group released a new report on the unbanked and underbanked in Los Angeles, "Slipping Behind: Low-Income Los Angeles Households Drift Further from the Financial Mainstream."

Sep 30, 2011

Michigan reinstates its asset test in SNAP, bucking national trend

Michigan recently introduced a new policy that will reinstate the asset test in the Supplemental Nutrition Assistance Program (SNAP), limiting benefits to people with few or no assets.

Sep 16, 2011

Assets & Opportunity Impact Report

As part of the 2009-2010 Assets & Opportunity Campaign, CFED worked with 25 state partners to improve state-level policies related to asset building and protection as a means of expanding economic opportunity.

Aug 16, 2011

West Virginia Launches New College Savings Initiative

West Virginia recently launched the SMART529 Matching Grant Program to incentivize college savings for low- and moderate-income residents.

Jul 27, 2011

Payday and Small Dollar Lending Legislative Roundup

During the 2011 legislative session there was—and continues to be—significant action at the state level around

Jul 11, 2011

CFED Staff Offer Exclusive Commentary

This morning, Spotlight on Poverty and Opportunity posted content in their Exclusive Commentary section about

Jul 7, 2011

A Nudge in the Right Direction

We all have the best intentions to exercise, keep our New Year’s resolutions (remember those?) and save money

Jun 29, 2011

North Dakota Launches Statewide College Savings Program

On May 18, North Dakota launched a new program to help families save for college.

Jun 21, 2011

Takeaways from CFSI’s Underbanked Forum

Last week, I attended the Center for Financial Services Innovation’s (CFSI) Underbanked Financial Services Forum.

Jun 15, 2011

Alabama Creates a State IDA Program

On June 9, Alabama Governor Bentley signed into law SB 295, which created a state Individual Development Account (IDA) program

May 26, 2011

IDA Action in the States

In 2010, nine states reduced or eliminated funding for Individual Development Accounts (IDAs).

Apr 28, 2011

Confessions of a Volunteer Tax Preparer

“Umm…how old are you? Are you sure you know how to do taxes?”

Apr 26, 2011

State EITC Gains and Losses: 2011 Legislative Update

The Earned Income Tax Credit (EITC) is the largest federal anti-poverty program; it provided about $59 billion

Mar 11, 2011

National Financial Capability Challenge

It’s that time of year again! No, I don’t mean Mardi Gras. I’m talking about the 2011 National Financial Capability Challenge, sponsored by the Department of Treasury.

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