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Joanna Ain, Senior Policy Manager

Areas of Expertise: Federal Policy, Financial Inclusion, Housing

Joanna Ain is a Senior Policy Manager on the Government Affairs team at CFED. In this role, she focuses on issues around financial integration, financial security in the workplace and entrepreneurship.

Joanna comes to CFED after six years at Housing Corporation of Arlington, a nonprofit community development corporation in Arlington, Massachusetts. There, Joanna implemented Arlington’s Homelessness Prevention and Rapid Re-Housing Program with federal stimulus money and managed the organization’s fundraising, marketing and policy work. Joanna was also the co-chair of both Massachusetts Association of Community Development Corporations’ Policy Committee and Somerville-Arlington Homeless Providers.

Joanna began her post-college career at Jewish National Fund, working in their Boston office to raise funds for infrastructure development in Israel. Beginning at the same time, Joanna taught American Jewish history for five years at Temple Shir Tikvah in Winchester, Massachusetts.

Joanna holds a Master in Public Administration from Harvard Kennedy School of Government and graduated cum laude with a Bachelor of Arts in History from Cornell University.

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Most Recent Blog Posts

May 24, 2017

President Trump’s Budget: Wealth Building for the Wealthy at the Expense of Working Families

The President released his FY18 budget proposal yesterday, and we don’t think low- and moderate-income families are going to be able to afford it.

May 5, 2017

Reintroducing….the Save for Success Act!

Research shows that starting to save early for college results in stronger college expectations, higher graduation rates, improved social-emotional development and greater likelihood to own savings accounts as adults.

Apr 28, 2017

Celebrating Teach Children to Save Day with Policy Recommendations to Build Financial Capability

Join us as we celebrate 20 years of Teach Children to Save Day and learn about why schools are such a critical platform for integrating financial capability services.

Apr 10, 2017

Hot Off the Press! New Report Highlights Opportunities to Help Young Workers Thrive

Last summer, with the support of the Prudential Foundation, CFED started on a journey to explore the needs of young, lower-income workers across the nation.

Mar 21, 2017

EITC: Enhancing Health and Wealth

We know that the EITC improves economic outcomes for workers and educational outcomes for children. Now is the time to protect and expand this critical program.

Mar 16, 2017

Skinny Budget Starves Critical Programs

President Trump released his “skinny budget” earlier today – a document that is both a broad outline of his priorities and a troubling budget forecast for low- and moderate-income families trying to get ahead.

Nov 1, 2016

Health Care is Not Enough

Many low-income families are impacted negatively by several social determinants that affect their health. The relationship between finances and health is explored in our new integration brief, “Integrating Financial Capability Services into Community Health Centers.”

Sep 14, 2016

Three Things to do About Integrating Financial Capability

How can government agencies make it easier for programs to implement proven and effective strategies? Based on our work over the past several years, here are our recommendations on key steps government agencies can take today!

Aug 22, 2016

Where We’ve Been & Where We’re Going: Our Financial Security at Work Initiative Road Trip

From interviews with young workers across the country, we are seeking answers to eight questions.

Aug 15, 2016

The 4 Things We’ve Learned about Integrating Financial Capability

After more than three years of work supported by the Asset Initiative Partnership, here’s what we know.

Aug 11, 2016

Mentors & Money: A Law Student’s Story

This story illustrates the importance of financial health and how personal health and a support network can help it.

Aug 3, 2016

Supporting Workers Beyond Wages

Steven L. Dawson’s call for a “better jobs strategy” means giving workers the opportunity to build financial stability.

Jul 6, 2016

“I Don’t Want to Be Working Until 2 AM for the Rest of My Life”

For one college student in Portland, Oregon, balancing work and school is a constant balancing act.

May 31, 2016

It’s Time to Freshen Up the National Financial Literacy Strategy

With FLEC’s focus on “Starting Early for Financial Success,” we discussed several exciting advances in the past five years on work directed towards youth and young adults.

May 12, 2016

Are Public Housing Authorities the Next Frontier in Financial Capability Integration?

The federal Family Self-Sufficiency Program (FSS) offers a platform for connecting potentially millions of households to financial capability services.

May 4, 2016

New Federal Actions Could Improve the Student Loan Borrowing Experience

Right now, many soon-to-be high school graduates are finalizing college picks and deciding on financial aid packages, making their first major financial decisions.

Apr 13, 2016

Borrowers with Disabilities Could Have $7.75 Billion in Student Loans Forgiven

Yesterday, the Department of Education announced that they will notify 387,000 individuals with disabilities of a life-changing option: federal student loan forgiveness through the totally and permanently disabled (TPD) discharge program.

Apr 4, 2016

Financial Wellness Programs: What We Know and What We Don’t

Today is National Employee Benefits Day. These programs offer the promise of strengthening workers' financial capability, but we still need more research.

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