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Industry and Advocates: To Truly Help Homeowners, Work Together

By Doug Ryan on 07/31/2015
Tags:

Opportunities abound to create better mortgage products, wider acceptance of manufactured homes, more affordable housing and, yes, more unit sales. But these opportunities can’t be seized without genuine, thoughtful collaboration between nonprofit and for-profit organizations.

Expanding 529 Account Options for Children’s Savings Accounts

By Dave Smucker, Guest Contributor on 07/30/2015

A new product aims to address some of the challenges facing CSA programs that opt for 529 accounts, rather than custodial savings accounts.

Turning the EITC Into an Emergency Savings Tool for Low-Wage Workers

By Kathryn Edin, Sarah Halpern-Meekin, Sara S. Greene, Guest Contributors and Ezra Levin on 07/30/2015
Tags: EITC

The EITC is the country’s largest anti-poverty program for workers. A new plan that would give these workers the extra help they need when inevitable financial emergencies occur after tax season.

The IRS Gave Me This

The IRS Gave Me This

By Barbara DelBene, Guest Contributor on 07/30/2015

If you’re doing tax preparation this summer, you’re probably doing prior year returns. Here are some things to consider when faced with tax preparation based on IRS income transcripts.

Using Alternative Data to Calculate Credit Scores Could Benefit 45 Million Americans

By Kathleen Bierschenk, Graduate Intern on 07/29/2015

Almost 20 percent of Americans face a major barrier to mainstream sources of credit. Using alternative indicators of credit-worthiness to calculate credit scores could help.

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