Savings and Financial Security
Jan 31, 2012
2012 Assets & Opportunity: A Portrait of Financial Insecurity and Policies to Rebuild Prosperity in America
Dec 19, 2011
CFED and Bank of the West are pleased to share a Financial Education Guide designed specifically for taxpayers receiving assistance at VITA programs. This free, easy-to-read guide (available in English and Spanish) walks clients through some important things to consider when they receive their refunds to help them make the most of the money they expect to receive.
Nov 16, 2011
In a weak economy, with high unemployment and shrinking services, constituents are hungry for some “good news” about what policymakers are doing to improve constituents’ economic prospects. This report provides two dozen examples of positive steps government can take to help constituents – more and more of whom are facing financial insecurity – weather a bad economy.
Jan 20, 2011
CFED highlights the work cities across the country are doing to educate, empower and protect residents in the financial marketplace. This report represents a comprehensive effort to document the range of municipal policies and programs that are being used to enhance the financial security of low-income families during a time of deep recession.
Sep 21, 2010
The 2009-2010 Assets & Opportunity Scorecard is a comprehensive look at wealth, poverty and the financial security of families. It assesses the 50 states and the District of Columbia on 92 outcome and policy measures, which describe how well residents are faring and what states can do to help residents build and protect assets.
Sep 15, 2010
Upside Down: America’s $400 Billion Federal Asset-Building Budget, is an investigation into federal expenditures aimed at encouraging savings and investment.
Sep 15, 2010
A comprehensive synthesis report, authored by the SEED National Partners, documenting the essential lessons learned from the SEED Initiative.
Sep 14, 2010
A booklet authored by CFED and designed for a more general audience that uses stories and pictures of SEED accountholders, along with some of the key lessons from SEED, to make the case for universal children’s savings accounts.
Sep 1, 2010
An updated version of the comprehensive handbook for practitioners and others interested in launching a CSA initiative.
Sep 1, 2010
A legislative language guide with real-life examples of children's savings legislation.
Aug 1, 2010
A comprehensive summary of the work completed by the community partners in SEED and a reference that presents lessons learned from the community practice aspects of the SEED Initiative.
May 10, 2010
In this report, CFED analyzed data on net worth and asset poverty for households with children 18 years old and younger by race, income and gender and, where relevant, as compared to total households. The data highlight the economic condition of households with children in the years leading up to the financial crisis, and show that even before the current recession, families were on shaky ground financially.
Apr 1, 2010
Homeownership has always been an essential ingredient in the American dream and is one of the most important means by which low-income and minority households can build wealth. But as we know all too well from recent years, homeownership is by no means a risk-free proposition. Foreclosure can dash that dream, stripping owners of hard-earned investments. It can also devastate a community, leaving behind vacant houses that drag down property values for surrounding homes and drain tax dollars from cash-strapped local governments.
Sep 21, 2009
The Assets & Opportunity Scorecard is a comprehensive look at wealth, poverty and the financial security of families in the United States. The Scorecard assesses the 50 states and the District of Columbia on how well residents are faring and what states can do to help residents build and protect assets.
Jun 10, 2009
A new report developed by the NC Asset Alliance entitled "A Prosperity Grid for North Carolina - Connecting Households and Communities to Economic Opportunity" outlines a number of steps the state can take to help individuals and families accumulate assets while also encouraging legislators to make smart choices that position North Carolina to come out of the current economic slump with an improved and much fairer revenue system.
Jun 1, 2009
This first policy brief provides an overview of the Earned Income Tax Credit (EITC), a rationale for using the EITC and other tax refunds to promote asset building, and recommendations for more effectively linking tax refunds to state asset-building initiatives.
May 11, 2009
Helping America's poor build assets is one of the most cost‐effective and sustainable improvements we can make as a society.
Jan 24, 2009
This report is based on “Subsidies for Assets: A New Look at the Federal Budget,” L. Woo and D. Buchholz, 2006, presented at the 2006 Assets Learning Conference. That paper contains, in greater detail, the data and methodology cited in this report.
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