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Manufactured Housing Legislative Tracking - February 2017 April 2017
State manufactured housing bills introduced in February 2017.
 
Downpayment on the Divide Recording (Part 1) April 2017
The United States has a significant and growing racial wealth divide, and one of the largest drivers of the divide is homeownership. Decades of discriminatory practices in the housing market and racist policies at all levels of government…
 
Downpayment on the Divide Recording (Part 2) April 2017
The United States has a significant and growing racial wealth divide, and one of the largest drivers of the divide is homeownership. Decades of discriminatory practices in the housing market and racist policies at all levels of government…
 
Downpayment on the Divide (Presentation) April 2017
The United States has a significant and growing racial wealth divide, and one of the largest drivers of the divide is homeownership. Decades of discriminatory practices in the housing market and racist policies at all levels of government…
 
Fact File: Fair Housing April 2017
Although explicit housing discrimination has been…
 
Titling Reform: How States Can Attract Investment in Manufactured Homes (Appendix) March 2017
This appendix to the policy guide, "Titling Reform: How States Can Encourage GSE Investment in Manufactured Homes," outlines the statutes in each state specifying a procedure for the conversion of a manufactured home…
 
CFED Chattel Lending Pilot Comments March 2017
CFED submitted comments to the Federal Housing Finance Agency (FHFA) on a Potential Manufactured Home Chattel Loans Pilot program to help facilitate Fannie Mae’s and Freddie Mac’s (the Enterprises) duty to serve the manufactured housing…
 
HOTMA Comment Letter March 2017
CFED's comments to the Department of Housing and Urban Development on the Department’s proposed implementation of the manufactured housing provisions of the Housing Opportunity Through Modernization Act of 2016 (HOTMA).
 
A Duty to Serve: Opportunities Ahead for the Manufactured Housing Finance Market Webinar Recording - Part 2 February 2017
In December 2016, the Federal Housing Finance Agency (FHFA) released its long-anticipated final Duty to Serve rule, specifying how Fannie Mae and Freddie Mac (the Enterprises) will meet their obligations to support three underserved markets,…
 
A Duty to Serve: Opportunities Ahead for the Manufactured Housing Finance Market Webinar (Slides) February 2017
In December 2016, the Federal Housing Finance Agency (FHFA) released its long-anticipated final Duty to Serve rule, specifying how Fannie Mae and Freddie Mac (the Enterprises) will meet their obligations to support three underserved markets,…
 
A Duty to Serve: Opportunities Ahead for the Manufactured Housing Finance Market Webinar Recording - Part 1 February 2017
In December 2016, the Federal Housing Finance Agency (FHFA) released its long-anticipated final Duty to Serve rule, specifying how Fannie Mae and Freddie Mac (the Enterprises) will meet their obligations to support three underserved markets,…
 
Titling Reform: How States Can Encourage GSE Investment in Manufactured Homes February 2017

The new Duty to Serve rule adopted by the Federal Housing Finance Agency (FHFA) will give mortgage giants Fannie…

 
First Steps Toward a Resident Purchase Opportunity February 2017
A state policy that ensures manufactured home community residents have an opportunity to bid when their communities are for sale gives them equal rights with other potential buyers. Sometimes, however, advocates are unable to secure a…
 
MANUFACTURED HOME COMMUNITIES IN CALIFORNIA: Policy Snapshot January 2017

The policy environment in California is highly favorable for manufactured housing. Homeowners’ rights in California manufactured home communities are protected by a series of strong statutes. In addition, many state programs exist that…

 
MANUFACTURED HOME COMMUNITIES IN MINNESOTA: Policy Snapshot January 2017

Overall, Minnesota has a strong policy infrastructure around protections for homeowners living in manufactured home communities. However, there is plenty of room for improvement in policies that govern how manufactured homes are titled,…

 
Texas Policy Snapshot October 2016

The policy environment in Texas is not as supportive of manufactured housing as it could be. The state lacks a number of important protections for homeowners living in manufactured home communities. There are no state-level policies that…
 

The State of Mobile and Manufactured Homes in Appalachia: Spotlight on Kentucky September 2016
Low values, high energy usage and high vacancy rates among older mobile and manufactured homes are all evidence of the low-quality of the oldest mobile and manufactured homes in Appalachian Kentucky. Many residents of these housing units…
 
The State of Mobile and Manufactured Homes in Appalachia: Spotlight on Alabama September 2016
Low values, high energy usage, and high vacancy rates among older mobile and manufactured homes are all evidence of the low-quality of the oldest mobile and manufactured homes in Appalachian Alabama. Many residents of these housing units…
 
Comment Letter on Preferred Language Data Fields in the Redesigned Uniform Residential Loan Application July 2016
Consumers with limited English proficiency (LEP) have faced significant challenges in the mortgage market as a result of originators and servicers failing to meet their language needs. The URLA redesign presents a unique and unprecedented…
 
Fact File: Homeownership Is Still Out of Reach for Millions of Households June 2016
Homeownership has long been the leading source of household wealth in the U.S. However, the most recent housing crash stripped many Americans of much of their wealth, as home values plummeted and millions of homes went into foreclosure. These…
 

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