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Resource Directory

Policy/Advocacy

The resources listed below fall under the issue areas of Policy/Advocacy. To view more publications, click here to return to the full list of issue areas in the Resource Directory.

CFED Chattel Lending Pilot Comments CFED and NCLC
CFED submitted comments to the Federal Housing Finance Agency (FHFA) on a Potential Manufactured Home Chattel Loans Pilot program to help facilitate Fannie Mae’s and Freddie Mac’s (the Enterprises) duty to serve the manufactured housing…
 
HOTMA Comment Letter CFED
CFED's comments to the Department of Housing and Urban Development on the Department’s proposed implementation of the manufactured housing provisions of the Housing Opportunity Through Modernization Act of 2016 (HOTMA).
 
Creating a More Equitable Tax Code Through Advocacy 101 Webinar Recording CFED
On February 15th, CFED's Taxpayer Opportunity Network hosted a webinar with the Center on Budget and Policy Priorities on the best practices for advocacy on the tax code.
 
Creating a More Equitable Tax Code Through Advocacy 101 Webinar Slides CFED
On February 15th, CFED's Taxpayer Opportunity Network hosted a webinar with the Center on Budget and Policy Priorities on the best practices for advocacy on the tax code.
 
A Duty to Serve: Opportunities Ahead for the Manufactured Housing Finance Market Webinar Recording - Part 2 CFED & NCLC
In December 2016, the Federal Housing Finance Agency (FHFA) released its long-anticipated final Duty to Serve rule, specifying how Fannie Mae and Freddie Mac (the Enterprises) will meet their obligations to support three underserved markets,…
 
A Duty to Serve: Opportunities Ahead for the Manufactured Housing Finance Market Webinar (Slides) CFED & NCLC
In December 2016, the Federal Housing Finance Agency (FHFA) released its long-anticipated final Duty to Serve rule, specifying how Fannie Mae and Freddie Mac (the Enterprises) will meet their obligations to support three underserved markets,…
 
A Duty to Serve: Opportunities Ahead for the Manufactured Housing Finance Market Webinar Recording - Part 1 CFED & NCLC
In December 2016, the Federal Housing Finance Agency (FHFA) released its long-anticipated final Duty to Serve rule, specifying how Fannie Mae and Freddie Mac (the Enterprises) will meet their obligations to support three underserved markets,…
 
Titling Reform: How States Can Encourage GSE Investment in Manufactured Homes CFED

The new Duty to Serve rule adopted by the Federal Housing Finance Agency (FHFA) will give mortgage giants Fannie…

 
First Steps Toward a Resident Purchase Opportunity NCLC & CFED
A state policy that ensures manufactured home community residents have an opportunity to bid when their communities are for sale gives them equal rights with other potential buyers. Sometimes, however, advocates are unable to secure a…
 
Protecting Fundamental Freedoms in Communities CFED
This guide is a resource for anyone interested in safeguarding the rights of homeowners in manufactured home communities through state policy. Although there is a broad array of consumer protections that can improve the life of manufactured…
 
MANUFACTURED HOME COMMUNITIES IN CALIFORNIA: Policy Snapshot CFED & NCLC

The policy environment in California is highly favorable for manufactured housing. Homeowners’ rights in California manufactured home communities are protected by a series of strong statutes. In addition, many state programs exist that…

 
MANUFACTURED HOME COMMUNITIES IN MINNESOTA: Policy Snapshot CFED & NCLC

Overall, Minnesota has a strong policy infrastructure around protections for homeowners living in manufactured home communities. However, there is plenty of room for improvement in policies that govern how manufactured homes are titled,…

 
What's Next for Debt Collection and the CFPB Webinar Slides CFED
CFED hosted a webinar on December 8th on how the CFPB is working on regulating the debt collection industry.
 
Fact File: Unaccounted: The Millions of Americans without Bank Accounts CFED
Opening a bank account is the first step towards financial inclusion and building long-term wealth. Yet nearly 9 million U.S. households are unbanked, meaning no person in the household holds a bank account. In addition, 25 million households…
 
Texas Policy Snapshot CFED & NCLC

The policy environment in Texas is not as supportive of manufactured housing as it could be. The state lacks a number of important protections for homeowners living in manufactured home communities. There are no state-level policies that…
 

"Book Club in a Box": Using What It's Worth to Strengthen Partnerships in Your Community (Webinar Slides) CFED

When CFED, the Federal Reserve Bank of San Francisco and Citi Foundation were dreaming up What It’s Worth: Strengthening the Financial Future of Families, Communities and the Nation, we did so with a commitment to ensuring the…
 

Quality Assurance Working Group: Formula 5 Recommendations to the IRS (Spring 2016)
The Quality Assurance Working Group (QAWG) is a…
 
Fact File: Homeownership Is Still Out of Reach for Millions of Households CFED
Homeownership has long been the leading source of household wealth in the U.S. However, the most recent housing crash stripped many Americans of much of their wealth, as home values plummeted and millions of homes went into foreclosure. These…
 
Strengthening VITA to Boost Financial Security at Tax Time and Beyond CFED
This federal policy brief explores the importance of the Volunteer Income Tax Assistance (VITA) program to low- and moderate-income communities and offers recommendations for reforms to ensure the sustainability of the program in the future.
 
Comment Letter on Proposed FHFA Duty to Serve Rule CFED
There is a great demand for affordable housing in this country that is not being met by either the conventional housing market or through subsidies meant to make housing more affordable. Manufactured housing is a critical alternative that…
 

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