CFED

Stay Informed!

Resource Directory

Predatory short-term loans

The resources listed below fall under the issue areas of Predatory short-term loans. To view more publications, click here to return to the full list of issue areas in the Resource Directory.
CFED Chattel Lending Pilot Comments CFED and NCLC
CFED submitted comments to the Federal Housing Finance Agency (FHFA) on a Potential Manufactured Home Chattel Loans Pilot program to help facilitate Fannie Mae’s and Freddie Mac’s (the Enterprises) duty to serve the manufactured housing…
 
What's Next for Debt Collection and the CFPB Webinar Recording CFED
CFED hosted a webinar on December 8th on how the CFPB is working on regulating the debt collection industry.
 
Fact File: Unaccounted: The Millions of Americans without Bank Accounts CFED
Opening a bank account is the first step towards financial inclusion and building long-term wealth. Yet nearly 9 million U.S. households are unbanked, meaning no person in the household holds a bank account. In addition, 25 million households…
 
Week of Action: The Impact of Predatory Lending on Small Businesses (Slides) CFED
Capital is one of the most critical supports for small businesses--it often determines whether a business can access the resources it needs to grow. Unfortunately, as capital availability from traditional sources declined since the great…
 
The Impact of Predatory Lending on Small Businesses (Recording) CFED
Capital is one of the most critical supports for small businesses—it often determines whether a business can access the resources it needs to grow. Unfortunately, as capital availability from traditional sources declined since the great…
 
The Impact of Predatory Lending on Small Businesses (Slides) CFED
Capital is one of the most critical supports for small businesses—it often determines whether a business can access the resources it needs to grow. Unfortunately, as capital availability from traditional sources declined since the great…
 
Stand Up Against the Predatory Lending Industry and Tell the CFPB Consumers Can't Wait (Recording) CFED
Learn about the Consumer Financial Protection Bureau's (CFPB) recent efforts to stop the payday lending debt trap and the ways advocates can take action to tell the CFPB that consumers can’t wait any longer for protections against predatory…
 
How You Can Help End the Payday Debt Trap Assets & Opportunity Network
Recently, the Consumer Financial Protection Bureau (CFPB) outlined its plan for ending the debt trap created by payday and other small dollar, high-cost loans. While this is a strong first step, the proposal falls short in fully protect…
 
Federal Policy Brief: Predatory Lending Takes Advantage of Financial Insecurity CFED
Predatory lending strips wealth from financially vulnerable families, charging exorbitant fees to low-income borrowers who use short-term loans to cover recurring expenses. This Federal Policy Brief explores the reasons why this system…
 
2012 Assets Learning Conference CFED
The 2012 Assets Learning Conference was the largest and most successful convening of the asset-building field yet.

By visiting the 2012 ALC website, you'll find all our conference highlights, including session presentations, YouTube…

 
A Complex Portrait—An Examination of Small-Dollar Credit Consumers Center for Financial Services Innovation
The Center for Financial Services Innovation released A Complex Portrait—An Examination of Small-Dollar Credit Consumers. This research examines the needs and experiences of consumers across multiple small-dollar credit products, including…
 
Payday Lending in America: Who Borrows, Where They Borrow and Why Pew Charitable Trusts
The Pew Charitable Trusts released a new report, Payday Lending in America: Who Borrows, Where They Borrow and Why, that answers major questions about the demographics of borrowers; how they borrow; how much they spend; why they use payday…
 
2012 Assets & Opportunity Scorecard CFED
The Assets & Opportunity Scorecard offers the most comprehensive look available at Americans’ financial security today and their opportunities to create a more prosperous future. The Scorecard explores how well residents are faring in the 50…
 
2012 Assets & Opportunity Scorecard: A Portrait of Financial Insecurity and Policies to Rebuild Prosperity in America CFED
The 2012 Assets & Opportunity Scorecard paints a bleak picture of rising asset poverty and diminishing financial security of Americans. Without intervention, the nation is headed toward even greater disparities in income, wealth and…
 
Household Financial Security Framework CFED

CFED created the Household Financial Security Framework to illustrate – from a household’s perspective – what it really takes to build financial security over time. Individuals must first
 

2010 Assets Learning Conference CFED
From September 22-24, nearly 1,100 people descended on Washington, DC, to help propel the assets movement at its moment and the robust discussions that took place are sure to bring our field to the next level of scale and impact. We couldn’t…
 
Recent Progress on the 12 Scorecard Policy Priorities CFED
The 2009-2010 Assets & Opportunity Scorecard is a comprehensive look at wealth, poverty and the financial security of families. It assesses the 50 states and the District of Columbia on 92 outcome and policy measures, which describe how well…
 
State Anti-Predatory Lending Laws: Impact and Federal Preemption Phase 1 Descriptive Analysis Center for Community Capital
Federal preemption of state anti-predatory lending laws has received increased scrutiny in recent debates over the subprime crisis. This is because federal laws regarding mortgage lending had been substantially less restrictive than many…
 
Policy Innovation Brief: Curbing Predatory Car Title Loans CFED
In this policy brief, CFED highlights helping low-income individuals avoid the repercussions of predatory lending practices.
 
Risky Borrowers or Risky Mortgages: Disaggregating Effects Using Propensity Score Models Center for Community Capital
This research examined the relative risk of loans from two broad categories: subprime mortgages and special lending programs targeted to low- and moderate-income (LMI) purchasers. Using the propensity score match method, we constructed a…
 

Copyright © 2016 CFED Corporation for Enterprise Development 1200 G Street, NW Suite 400 Washington, DC 20005 202.408.9788

Powered by ARCOS