Emergency SavingsThe resources listed below fall under the issue areas of Emergency Savings. To view more publications, click here to return to the full list of issue areas in the Resource Directory.
|Saving by Design: An Analysis of Six Strategies' Potential for Scale||CFED|
|Lots of savings ideas sound great on paper. As with all great ideas, however, the only way to really know if they work is to try them. We worked with six participating organizations through the Savings Innovation Learning Cluster (SILC) to go…
|The EITC: A Powerful Savings Program for Low-Wage Workers||CFED|
|Emergency savings is crucial for financial security, but millions of American don't have enough saved to subsist at the poverty level for even three months in the event of a job loss, major hospitalization or other emergency. The Earned…
|Tax Time Savings: Tools to Help Promote Savings this Tax Season||Taxpayer Opportunity Network; Assets & Opportunity Network|
|The tax refund often represents the largest single income infusion a taxpayer will see during the year. Providing taxpayers ways to save and generate interest with part of their refund can be a great opportunity for them. In order to support…
|2012 Assets Learning Conference||CFED|
|The 2012 Assets Learning Conference was the largest and most successful convening of the asset-building field yet.
By visiting the 2012 ALC website, you'll find all our conference highlights, including session presentations, YouTube…
|2012 Assets & Opportunity Scorecard||CFED|
|The Assets & Opportunity Scorecard offers the most comprehensive look available at Americans’ financial security today and their opportunities to create a more prosperous future. The Scorecard explores how well residents are faring in the 50…
|CFED urges Treasury Department leadership to expand bank access for low-income households||CFED|
|CFED urges Treasury Department leadership to expand bank access for low-income households.
|CFED recommends flexibility for the CDFI Bond Guarantee Program||CFED|
|CFED recommends flexibility for the CDFI Bond Guarantee Program.
|Savings and Hardship Avoidance Among Households Headed by People with Disabilities: Implications for SSI||The Urban Institute|
|For households headed by persons with disabilities, savings can provide near-term protection against hardship. Analysis of longitudinal data from the 2001 panel of the Survey of Income and Program Participation indicates that households with…
|Can Savings Help Overcome Income Instability?||The Urban Institute|
|This brief explores the role that savings can play…
|Household Financial Security Framework||CFED|
|2010 Assets Learning Conference||CFED|
|From September 22-24, nearly 1,100 people descended on Washington, DC, to help propel the assets movement at its moment and the robust discussions that took place are sure to bring our field to the next level of scale and impact. We couldn’t…
|The Role of Earned Income Tax Credit in the Budgets of Low-Income Families||The National Poverty Center|
|The annual receipt of large tax refunds, primarily due to the Earned Income Tax Credit (EITC),…
|Do Assets Help Families Cope with Adverse Events?||The Urban Institute|
|Family events, such as a job loss, the onset of health limitations, and a change in family structure, can adversely affect family well-being. The impact of these events may be mitigated if the family holds assets that can be used to maintain…
|2008 Assets Learning Conference||CFED|
|Nearly 1,200 people from the public, private and…
|The Essential Role of Banks and Credit Unions in Facilitating Lower-Income Household Saving for Emergencies||Consumer Federation of America|
|This paper explores the role of banks and credit unions in helping LMI households build adequate emergency savings. After reviewing the extent of LMI emergency savings needs, it argues that these institutions have the unique capability and…