Retirement savingsThe resources listed below fall under the issue areas of Retirement savings. To view more publications, click here to return to the full list of issue areas in the Resource Directory.
|Household Financial Security Framework (Video)||CFED|
|CFED is a multi-faceted organization working at the local, state and federal levels to create economic opportunity that alleviates poverty.
In addition to describing the connections between learning, earning, saving, investing and…
|An Advocacy Roadmap for Enacting Statewide Policies to Encourage Retirement Savings||CFED|
|Inclusive retirement savings policies build the means for a safe post‐work future and the chance to pass a little more stability on to the next generation, a goal often believed to be far out of reach for low‐ and moderate‐income families.…
|From the Field: The Women's Opportunities Resource Center Prepares Women for Retirement||CFED|
|"When you’re constantly in crisis, it’s hard to break the cycle of financial hardship without income and assets. Asset planning helps people plan and build for the future.” Over the past two-and-a-half decades that Lynne Cutler has…
|Fact File: Women Lack Sufficient Wealth to Achieve Economic Stability||CFED|
|Women own, on average, only 32 cents for every $1…
|Fact File: Retirement Gap: Americans Struggle to Save||CFED|
|Every day, 10,000 Baby Boomers enter retirement, hoping to maintain their quality of life while…
|myRA for VITA||CFED|
|myRA Makes Saving for Retirement Easy||U.S. Department of the Treasury|
|myRA is a retirement savings account developed by the U.S. Department of the Treasury that helps make saving easy. myRA could be a good option for you if you don’t have access to a retirement savings plan at work and want to start saving for…
|MyRA: The Who, What and How||Assets & Opportunity Network|
|If you are a service provider, advocate or intermediary who wants to connect adults to long-term savings, you’ll want to view this webinar. On the webinar, you will learn more about the myRA program and how to get involved locally.…
|Upside Down: Retirement Tax Programs||CFED|
|Federal spending on retirement tax programs in 2013 outweighed the discretionary budgets of 14 cabinet-level U.S. agencies. But almost all of those funds went to the highest income households while providing little help to families who needed…
|Federal Policy Brief: Expanding Retirement Security for All Workers||CFED|
Our latest Federal Policy brief explores retirement savings policy in America.
Just half of working-age Americans are confident that they will have enough money to retire. The median amount of …
|2012 Assets Learning Conference||CFED|
|The 2012 Assets Learning Conference was the largest and most successful convening of the asset-building field yet.
By visiting the 2012 ALC website, you'll find all our conference highlights, including session presentations, YouTube…
|The Effect of Providing Peer Information on Retirement Savings Decisions||National Bureau of Economic Research|
|We measure how receiving information about coworkers’ savings behavior affects recipients’ savings choices. Low-saving employees were sent a simplified 401(k) plan enrollment or contribution increase form. A randomized subset of forms…
|Encouraging Savings Under the Earned Income Tax Credit: A Nudge in the Right Direction||Marquette University Law School|
|This Article proposes that the earned income tax credit (EITC) be expanded to encourage saving to help reduce the poverty level. The Article argues that the EITC should be structured to “nudge” low-income workers to invest in retirement plans…
|Household Financial Security Framework||CFED|
|CFED tells HELP Committee Chairman Harkin that low-income individuals participate and save more in retirement plans with loan access||CFED|
|CFED tells HELP Committee Chairman Harkin that low-income individuals participate and save more in retirement plans with loan access.
|Early Withdrawals from Retirement Accounts||The Urban Institute|
|Barbara A. Butrica, senior research associate at the Urban Institute Program on Retirement Policy, delves into the different types of retirement savings accounts, who owns them, why people withdraw from them prematurely, and what the…
|The Impact of 401(k) Loans on Saving||National Bureau of Economic Research|
|Although the popular press and politicians often describe 401(k) loans as a problem, classical economic theory has a more benign view. Loans from a 401(k) can relax liquidity constraints and increase household utility. Moreover, loan…
|2010 Assets Learning Conference||CFED|
|From September 22-24, nearly 1,100 people descended on Washington, DC, to help propel the assets movement at its moment and the robust discussions that took place are sure to bring our field to the next level of scale and impact. We couldn’t…
|Policy Innovation Brief: Universal Voluntary Retirement Accounts||CFED|
|A Policy Innovation Brief describing how to help more Americans better prepare for retirement via universal voluntary retirement accounts.
|Increasing the Effectiveness of Financial Education in the Workplace||Center for Research on Pensions and Welfare Policies (CeRP)|
|More than ever before, individuals are in charge of their own financial security after retirement. With the shift from defined benefit to defined contribution pension plans that has occurred over the past twenty years, individuals…