Policy Highlights

Read more about our key federal legislative efforts below. We’ve also included “Action Opportunities” with suggestions on how you can learn more and advocate for these policies.

Saver’s Credit Reform

CFED supports strengthening and reforming the Saver’s Credit to enable millions of Americans to receive an additional incentive to build their savings and enhance their financial security. Action Opportunity: Learn more about CFED’s proposed recommendations, contact your legislators and join the Saver’s Credit Alliance.

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Savings for Working Families Act

The Savings for Working Families Act (SWFA) ensures that our nation's savings and ownership policies assist working-poor families by enabling them to save, build wealth, and connect to the financial mainstream through the use of a financial product tailored to their needs: individual development accounts (IDAs). Action Opportunity: contact your legislators and join the IDA Tax Credit Alliance.

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Children’s Savings Accounts

Children's savings accounts (CSAs) – tax-favored investment accounts opened for each child at birth – are powerful financial products that could expand economic and educational opportunities for children by encouraging long‐term planning, building family wealth and promoting financial literacy. Action Opportunity: Learn more about Federal CSA opportunities, college savings and CFED's Asset Building for Children work.

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Manufactured Housing Reform

Manufactured housing done right can open the door to homeownership for low-income families. CFED’s manufactured housing policy priorities aim to ensure that families who choose a manufactured home receive the same treatment and benefits as owners of any other type of home. Action Opportunity: Visit the I’M Home Advocacy Center to access resource guides, policy briefs and federal advocacy tools.

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Self-Employment Tax Initiative

SETI promotes sound tax policy as it relates to the self‐employed. At the federal level, SETI is most concerned with first‐time self‐employed filers who face a high‐stakes tax code encounter in which they are often inexperienced, uninformed and isolated. Action Opportunity: Learn more about SETI’s Federal policy priorities to promote a streamlined tax interface.

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