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Policy Resource Center

Policy Resource Center

Learn more about Americans’ savings, wealth and household balance sheets. Browse our library of federal, state and local policy facts, ideas, and research briefs.

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2016 Assets & Opportunity Scorecard

2016 Assets & Opportunity Scorecard

The Assets & Opportunity Scorecard is is the most comprehensive look available about how residents in all 50 states and the District of Columbia are faring financially, as well as what state governments are doing to help their residents get ahead. This year's Scorecard evaluates the states on 61 outcome measures and 69 policy measures.

Among the highlights, the 2016 Scorecard reveals that even though most economists agree that the economy has made a full recovery from the Great Recession, the situation facing households - especially households of color - is far from prosperous.

Rainy Day EITC: A Reform to Boost Financial Security by Helping Low-Wage Workers Build Emergency Savings

Rainy Day EITC: A Reform to Boost Financial Security by Helping Low-Wage Workers Build Emergency Savings


The Rainy Day EITC would give low-wage workers a new tool to build emergency savings at tax time. The policy was designed to work as simply as possible: EITC-eligible workers would be given the option on their tax return of opting into the Rainy Day EITC. For a family that would have initially received $2,500 through the EITC, they would instead receive $2,000 now and defer $500 for later. Six months later, the IRS would automatically deposit that $500, plus a 50% match, into the family’s bank account.

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