CFED programs test and refine promising ideas in communities to find out what works. All our programs depend on local partners, include a policy component and are designed to scale up if the program is deemed a success.
The programs below are currently underway. Each tests an innovative strategy for expanding economic opportunity for low to moderate income Americans.
The 1:1 Fund
Moving matched savings to the next level, the 1:1 Fund is an online community that connects students saving for college in qualified CSAs with donors who match their savings dollar for dollar.
Assets & Opportunity Network
The national Assets & Opportunity Network is a movement-oriented group of advocates, practitioners, policymakers and others working to expand the reach and deepen the impact of asset-based strategies.
Children's Savings Accounts
Family ownership of even a few thousand dollars in assets can give children a transformative sense of possibility and hope for a brighter future. Learn about our asset-building strategies for kids.
Individual Development Accounts
IDAs - CFED’s original matched savings product - enable low-income American families to save, build assets and enter the financial mainstream. In the years we’ve been developing this strategy we have put together a network and resources useful to IDA practitioners and policymakers.
I'M HOME: Innovations in Manufactured Homes
Today’s manufactured homes can look, last and appreciate like traditional homes – at lower costs. We work with homeowners, consumer protection groups and policymakers in over 30 states to support manufactured housing as an affordable, asset-building housing solution.
SETI has helped dozens of nonprofit organizations implement tax preparation programs. The partnerships are an innovative way to scale up the delivery of essential business development services to new entrepreneurs.
Integrating Asset Building
CFED sees an opportunity to integrate asset-building services within existing human service programs such as housing, child support enforcement, child welfare, early childhood education, TANF and workforce development, and others, in order to increase the overall impact of these programs and increase the scale and reach of asset-building services.