CFED programs test and refine promising ideas in communities to find out what works. All our programs depend on local partners, include a policy component and are designed to scale up if the program is deemed a success.
The programs below are currently underway. Each tests an innovative strategy for expanding economic opportunity for low to moderate income Americans.
Moving matched savings to the next level, the 1:1 Fund is an online community that connects students saving for college in qualified CSAs with donors who match their savings dollar for dollar.
Assets & Opportunity Initiative
The A&O Initiative leverages household financial security data through the A&O Scorecard and the Local Data Center with the work of practitioners and the influence of advocates and policymakers through the A&O Network to improve programs and policies that help families build financial security.
Children's Savings Accounts
Family ownership of even a few thousand dollars in assets can give children a transformative sense of possibility and hope for a brighter future. Learn about our asset-building strategies for kids.
CFED’s focus on entrepreneurship—and particularly microbusinesses—is driven by its potential for generating economic empowerment, inclusion and growth at both macro- and micro-economic levels: small businesses play a critical role in both the growth and sustainability of the nation’s economy and individuals’ household financial security.
IDAs - CFED’s original matched savings product - enable low-income American families to save, build assets and enter the financial mainstream. In the years we’ve been developing this strategy we have put together a network and resources useful to IDA practitioners and policymakers.
I'M HOME: Innovations in Manufactured Homes
Today’s manufactured homes can look, last and appreciate like traditional homes – at lower costs. We work with homeowners, consumer protection groups and policymakers in over 30 states to support manufactured housing as an affordable, asset-building housing solution.
Integrating Financial Capability
CFED sees an opportunity to integrate asset-building services within existing human service programs such as housing, child support enforcement, child welfare, early childhood education, TANF and workforce development, and others, in order to increase the overall impact of these programs and increase the scale and reach of asset-building services.
Racial Wealth Divide Initiative
The Racial Wealth Divide Initiative is dedicated to addressing racial economic inequality in the United States by leveraging CFED’s position as the largest national asset-development organization aligned with a growing network of state and local asset-development organizations through the Assets & Opportunity Network.
Taxpayer Opportunity Network
The Taxpayer Opportunity Network supports those who provide free tax preparation assistance for low-income communities by providing connections with expert practitioners across the country and timely tools and resources. The Network also facilitates advocacy for expanding resources for tax preparation services and creating a ‘right-side up’ tax code.