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Children's Savings Accounts

Children's Savings Accounts (CSAs)

Over 1.3 million American children born each year – and more than half of minority children – are born into families with negligible savings to invest in their futures. Yet research and practice have shown that family ownership of even a few thousand dollars in assets can give children not only a measure of economic security, but also a transformative sense of possibility and hope for the future.

CFED is engaged in a range of strategies to provide children’s savings accounts and asset-building opportunities for all children in the United States through large-scale programs, innovative partnerships and effective public policy. Specifically, CFED aims to integrate savings accounts into existing systems serving children and youth, including municipalities, schools, early childhood development programs, college readiness programs, affordable housing and similar networks.

What's New?

  • Register today for the 2014 Children's Savings Conference: From Aspirations to Achievement. The Conference will take place April 29-30 in Washington, DC. Click here to learn more and to register.
  • In the new report, Seeding the College Dream, University of Texas at Austin’s Child and Family Research Partnership examined the successes and challenges of the Child Support for College (CS4C) pilot program – an innovative collaboration between public and private entities developed to promote college savings and attendance among those in the Texas child support system through incentivized college savings accounts.
  • A landmark study from Washington University in St. Louis’ Center for Social Development (CSD), in collaboration with the state of Oklahoma, found that having college savings accounts for their children not only gave parents hope for the future, but also resulted in improved social-emotional health and development for their children.
  • New York Giants’ football star Justin Tuck joined The Children’s Aid Society (CAS), the Citi Foundation and the 1:1 Fund to launch a new initiative that aims to help low-income New York City children and their families save and plan for college. The Children’s Aid Society College Savers pilot program will provide specially designed children’s college savings accounts to approximately 100 first and second graders at the Children’s Aid College Prep Charter School in the South Bronx and to a group of older students participating in the CAS African American Male Initiative.

About Children's Savings Accounts

About Children's Savings Accounts

Through children’s savings accounts, CFED seeks to provide children and their families the opportunity to save for the future.

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CSA Program Models
 

CSA Program Models
CSA initiatives of all sizes have been established nationwide. Program models include:

● School-Based and Early Childhood Partnerships
● Social Service Providers
● City and County Governments
● State 529 College Savings Programs
● National Demonstrations

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CSA Policy

CSA Policy

CFED is opening the door to asset-building opportunities for all children and youth through the development and expansion of federal and state children’s savings policy.

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Resources & Research

Resources & Research
Visit our Research and Resource Library for more information, including:

● Research
● Practice
● Policy
● CFED Resource Directory

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