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Individual Development Accounts (IDAs)

Individual Development Accounts (IDAs) are matched savings accounts that help people with modest means to save towards the purchase of a lifelong asset, such as a home.

CFED was an early leader in the creation and growth of IDAs as a practice, and later as a federal and state policy strategy for economic security. We stand behind IDAs as a social innovation that has been proven to expand economic opportunity by creating assets for in low-income households.

You can find here a collection of resources to help you join the IDA movement.

IDA Basics

Explore IDA Basics to:
• Learn more about how IDAs work; see our FAQs.
• Find an IDA program in your area
• Learn about starting an IDA program

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Public Policy

Visit Public Policy to take action in support of legislative efforts to expand IDAs to millions of low-income families in the United States.

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Research & Resources

Savers and practitioners can find more information in our Research &Resources section

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IDA Program Directory

Are you interested in opening an Individual Development Account for yourself? If so, the IDA Program Directory will help you locate a provider near you.

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