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Individual Development Accounts

Public Policy

Federal and state policies to fund IDAs have helped create accounts for tens of thousands of low-income families across the country. Yet many more could benefit from the life-changing opportunity of an IDA if additional resources were made available.

CFED works actively to promote public policies that would dramatically expand savings and asset-building opportunities to millions of new accountholders. We rely on our network of IDA practitioners, financial institution partners, funders, IDA savers, advocates and other stakeholders to help make this issue a priority on Capitol Hill and in statehouses across the country.

  • Learn more about state-level support for IDA programs in CFED’s 2015 Assets & Opportunity Scorecard.
  • Learn more about the Assets for Independence program, the key federal legislation supporting Individual Development Accounts. Since 1999, AFI programs have served more than 81,000 low-income families nationwide, who have collectively saved more than $76 million.

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