Individual Development Accounts
Research and Resources
Resources for Savers
Check out our Fact Sheet on Individual Development Accounts for savers.
The IDA Program Directory allows you to locate IDA providers in your area. Enter the agency name, city, state or zip code below to see a list of programs matching your search criteria.
Resources for Practitioners
The 2013 IDA Program Survey provides robust insight into key aspects of the IDA field, with information on accountholders, common asset purchases and funding sources, as well as the unmet needs and resources of the field. You can view the PowerPoint slides or IDA Program Survey One-pager.
The IDAnetwork listserv is an e-mail gateway to the individuals, organizations, and ideas that collectively shape the IDA field. It serves as an important informational resource and opportunity for connection among IDA program managers, funders, advocates, and other stakeholders. Members of the listserv exchange information and ideas about how to structure IDA initiatives and policies that enable low-income families and individuals to save, build wealth, and contribute to the nation's continued economic growth. Click here to join the IDAnetwork listserv .
Read our Answers to Frequently Asked Questions.
IDA program design and management tools are available for free download, including a selection of materials from the IDA Program Design Handbook. The Handbook provides a step-by-step guide—with tips, advice, and tools—for building an IDA program. The complete Handbook is available for purchase on CD-ROM.
Finding Pathways to Prosperity, a curriculum specifically designed to aid IDA programs in providing financial literacy education, is available for purchase on our publications page. Available products include a facilitator’s guide with CD-ROM and a student workbook for class participants. The curriculum is also available in Spanish.
In February 2008, CFED surveyed 1,200 former accountholders who had used their IDAs to purchase a home. Our Survey on Homeownership and Foreclosure revealed that – due to quality financial and homeownership counseling – only a very small number were impacted by the subprime market meltdown underway at that time.
Visit our Resource Directory to access a growing body of research on Individual Development accounts.