Over 17 million people in the United States live in manufactured homes and more still seek affordable pathways to build assets through homeownership. At CFED we believe that manufactured housing can and has opened the door to homeownership for millions of families, a door that otherwise would have remained shut. In order to realize manufactured housing’s asset-building potential, we have implemented interventions through partnerships, practice, and advocacy that improve access to quality homes and communities, and support favorable public policies and safe and affordable home financing.
- Check out our new resource, Titling Reform: How States Can Encourage GSE Investment in Manufactured Homes. This guide reviews the current state laws that govern how manufactured homes are titled and describes the steps states can take to improve these laws.
- We just released an updated resource guide, First Steps Toward a Resident Purchase Opportunity (February 2017). Although it may not always be possible to secure a comprehensive resident purchase opportunity policy, advocates may be able to use the 13 potential "first step" measures detailed in this guide to move their state in the direction of greater support for resident purchase opportunity.
- This year, we are launching an I’M HOME Network Steering Committee to guide the operations and strategic priorities of the I’M HOME Network, as well as working groups in five key areas: communications, community preservation, policy, resident engagement and single-family finance. We hope that these Working Groups will both propel our work forward and foster the development of new ideas and leaders in our field. For more information, email Merrit Gillard at firstname.lastname@example.org.
- Want to get up to speed on the latest policy, research, and events on manufactured housing? Check out I'M HOME's January newsletter!
- Take a look at our most recent Policy Snapshots—the California Policy Snapshot and the Minnesota Policy Snapshot—in the Manufactured Housing Toolkit.
- The final Duty to Serve rule is out! On December 13, the Federal Housing Finance Agency (FHFA) released its long-anticipated final Duty to Serve rule, specifying how Fannie Mae and Freddie Mac (will meet their obligations to support the manufactured housing market. The FHFA included a number of strong provisions recommended by CFED and our partners. Read CFED's press release about the rule, and register for our webinar with NCLC to learn about the rule's impact and what role advocates can continue to play in shaping implementation. Also, you can continue to submit general input on the rule on the FHFA's web form.
- Take a look at the report, Mobile and Manufactured Homes in Central Appalachia and Alabama! This report was conducted by VCHR as part of an initiative of CFED, Next Step and Fahe, takes a deep look at the state of manufactured housing in the Appalachia and Alabama region and how housing costs impact residents' financial well-being.
- Check out the report, Steps Forward: Delivery of Competative Manufactured Home Financing in Land-Lease Communities, Especially with Long-Term Secuity of Tenure by Kevin Walker of the Northcountry Cooperative Foundation. The report scans the chattel finance landscape, finds lessons learned from successful chattle finance programs and highlights key design features of the USDA 502 Pilot Program. The author then recommends elements of success for maximizing scale and impact of asset-building opportunities for manufactured home owners in communities.